Commercial combined policies are primarily designed for small businesses, and incorporate a range of covers into a single policy. This can be especially useful for those businesses which may lack the resources to manage multiple insurance policies and renewal dates.
Commercial combined policies are generally intended for small businesses. A commercial combined policy usually includes employers’ liability, which is a legal requirement for any business with employees.
The precise covers included with a commercial combined policy can vary depending on insurer, but generally they can be expected to include:
- public and employers liability
- employers’ liability
- business interruption
- material damage, burglary and theft
- stock, goods in transit and money cover
Our sales team will be able to advise you whether a commercial combined policy is the best choice for your business. Contact us to find out more or to get a free, no-obligation quote.
Covers can vary so always read your policy documents carefully.