Commercial combined policies are primarily designed for small businesses, and incorporate a range of covers into a single policy. This can be especially useful for those businesses which may lack the resources to manage multiple insurance policies and renewal dates.
Do I need it?
Commercial combined policies are generally intended for small businesses. A commercial combined policy usually includes employers’ liability, which is a legal requirement for any business with employees.
What does it cover?
The precise covers included with a commercial combined policy can vary depending on insurer, but generally they can be expected to include:
- public and employers liability
- employers’ liability
- business interruption
- material damage, burglary and theft
- stock, goods in transit and money cover
Our sales team will be able to advise you whether a commercial combined policy is the best choice for your business. Contact us to find out more or to get a free, no-obligation quote.
Covers can vary so always read your policy documents carefully.