Commercial Combined

Commercial combined policies are primarily designed for small businesses, and incorporate a range of covers into a single policy. This can be especially useful for those businesses which may lack the resources to manage multiple insurance policies and renewal dates.

Do I need it?

Commercial combined policies are generally intended for small businesses. A commercial combined policy usually includes employers’ liability, which is a legal requirement for any business with employees.

What does it cover?

The precise covers included with a commercial combined policy can vary depending on insurer, but generally they can be expected to include:

  • public and employers liability
  • employers’ liability
  • business interruption
  • material damage, burglary and theft
  • stock, goods in transit and money cover

Our sales team will be able to advise you whether a commercial combined policy is the best choice for your business. Contact us to find out more or to get a free, no-obligation quote.

Covers can vary so always read your policy documents carefully.