If a third party suffers an injury, loss, or property damage as a consequence of another’s professional actions there may be legal liability for compensation to the third party. Professional indemnity (PI) covers the insured against their legal liability to compensate clients for injury, loss or damage due to a breach of duty in the conduct of their profession. Continue reading
The benefits of a healthy workplace are innumerable, from happy staff and work satisfaction to higher productivity level and lower absence rates. Perfect when your staff need a little boost, motivate employees and improve workplace health by sharing these top tips for mind and body: Continue reading
There are many reasons to adopt a more environmentally-friendly approach to your workplace. If you’re cynical, gaining a moral edge on your competitors by broadcasting your green methods is just one.
More importantly, adopting less wasteful approaches in the office will help reduce your ecological footprint and can create a healthier, more productive working environment.
It can be done, and probably more easily than you think… Continue reading
Starting a business of your own can be an incredibly fulfilling move for a keen entrepreneur with a bright idea. But sometimes the bread and butter of running your business can get buried under the responsibilities of navigating tax laws, understanding employment duties, and ensuring you are fulfilling all other legal requirements.
To avoid your SME’s accounts getting in a mess, take note of these five commonly-made mistakes. Continue reading
Problems in running your small business are just as likely to be financial as they are physical, and in the whirlwind of keeping customers happy, ensuring you’re trading effectively, and paying suppliers on time, there are things that fall by the wayside. But these areas you previously hadn’t paid much attention to can suddenly become problems you can no longer ignore. Continue reading
It is highly likely that over the course of obtaining insurance quotes, whether it’s for your home, car, or business, that you have been offered legal cover. Considering how it is one of the most talked-about optional extras you can get in the world of insurance, there is a lot of confusion over what the policy would – and wouldn’t – cover. That’s why we wanted to spend some time explaining the different kinds of cover and the protection they offer. Continue reading
In recent times, cyber security has been moving to the forefront of people’s minds, largely due to some high profile attacks. The key to helping combat the risks all companies face is knowing what these risks are. To help companies survive following such an attack, particularly small to medium sized businesses, it is crucial there is adequate insurance cover in place. Continue reading
Estimates from the Empty Homes Agency suggest there are around 600,000 unoccupied homes in England. It’s also estimated that the vacant commercial property in the UK as a whole would be enough to create a further 420,000 homes. Continue reading
Since the economic downturn in 2008, the construction sector has experienced a bumpy recovery, with several large firms issuing profit warnings to investors this year. While the industry as a whole shows promising growth – in terms of new project orders – it could take some time before this filters down to businesses’ bottom lines. Continue reading