Category Archives: All

3 Financial Threats to SMEs

Problems in running your small business are just as likely to be financial as they are physical, and in the whirlwind of keeping customers happy, ensuring you’re trading effectively, and paying suppliers on time, there are things that fall by the wayside. But these areas you previously hadn’t paid much attention to can suddenly become problems you can no longer ignore. Continue reading

Possible changes to whiplash claims

WHIPLASH COMPENSATION CUTS COULD KNOCK £40 OFF CAR INSURANCE PREMIUMS

Over the past decade whiplash claims have risen by 50%, and cost insurers around £1 billion per year. Now millions of motorists could see their car insurance premiums reduced because of government plans to cut compensation for whiplash injuries.

Currently, the average pay-out for a whiplash claim – which is separate from medical bill or loss of earning pay-outs – is £1,850. The Ministry of Justice has suggested that the right to compensation for such claims could be scrapped completely, or capped at a maximum of £425. Continue reading

Winter is coming – Stay safe on the roads

Car insurance is not only a legal requirement, but it can be extremely helpful for breakdown recovery and collisions caused by bad weather. It’s not a miracle worker though, and even the best car insurance policy in the world can’t prevent you from running into problems.

Give yourself the best chance of a smooth journey, whatever the winter weather throws at you, with these top tips. Continue reading

Legal Cover – The cover explained

It is highly likely that over the course of obtaining insurance quotes, whether it’s for your home, car, or business, that you have been offered legal cover. Considering how it is one of the most talked-about optional extras you can get in the world of insurance, there is a lot of confusion over what the policy would – and wouldn’t – cover. That’s why we wanted to spend some time explaining the different kinds of cover and the protection they offer. Continue reading

Cyber Security

In recent times, cyber security has been moving to the forefront of people’s minds, largely due to some high profile attacks. The key to helping combat the risks all companies face is knowing what these risks are. To help companies survive following such an attack, particularly small to medium sized businesses, it is crucial there is adequate insurance cover in place. Continue reading

March 2016

This month, we wanted to take some time to talk to you about fraud, and protecting yourself from it. Insurance fraud is when someone invents or exaggerates a claim, or does not tell the truth in order to obtain cheaper cover. It is a serious crime which can result in a criminal conviction and even imprisonment. Continue reading