Problems in running your small business are just as likely to be financial as they are physical, and in the whirlwind of keeping customers happy, ensuring you’re trading effectively, and paying suppliers on time, there are things that fall by the wayside. But these areas you previously hadn’t paid much attention to can suddenly become problems you can no longer ignore. Continue reading →
WHIPLASH COMPENSATION CUTS COULD KNOCK £40 OFF CAR INSURANCE PREMIUMS
Over the past decade whiplash claims have risen by 50%, and cost insurers around £1 billion per year. Now millions of motorists could see their car insurance premiums reduced because of government plans to cut compensation for whiplash injuries.
Currently, the average pay-out for a whiplash claim – which is separate from medical bill or loss of earning pay-outs – is £1,850. The Ministry of Justice has suggested that the right to compensation for such claims could be scrapped completely, or capped at a maximum of £425. Continue reading →
Car insurance is not only a legal requirement, but it can be extremely helpful for breakdown recovery and collisions caused by bad weather. It’s not a miracle worker though, and even the best car insurance policy in the world can’t prevent you from running into problems.
Give yourself the best chance of a smooth journey, whatever the winter weather throws at you, with these top tips. Continue reading →
It is highly likely that over the course of obtaining insurance quotes, whether it’s for your home, car, or business, that you have been offered legal cover. Considering how it is one of the most talked-about optional extras you can get in the world of insurance, there is a lot of confusion over what the policy would – and wouldn’t – cover. That’s why we wanted to spend some time explaining the different kinds of cover and the protection they offer. Continue reading →
In recent times, cyber security has been moving to the forefront of people’s minds, largely due to some high profile attacks. The key to helping combat the risks all companies face is knowing what these risks are. To help companies survive following such an attack, particularly small to medium sized businesses, it is crucial there is adequate insurance cover in place. Continue reading →
Estimates from the Empty Homes Agency suggest there are around 600,000 unoccupied homes in England. It’s also estimated that the vacant commercial property in the UK as a whole would be enough to create a further 420,000 homes. Continue reading →
The UK’s Met Office has issued a yellow ‘be aware’ winter weather warning for most of the country. In light of this, there are some simple steps that can be taken in the event of winter weather: Continue reading →
Since the economic downturn in 2008, the construction sector has experienced a bumpy recovery, with several large firms issuing profit warnings to investors this year. While the industry as a whole shows promising growth – in terms of new project orders – it could take some time before this filters down to businesses’ bottom lines. Continue reading →
An overwhelming 89% of British SMEs are interested in what the general election could mean for their business, according to data from Zurich, but opinion is divided about the potential consequences.
One in five (21%) SME decision makers surveyed predict the outcome of the election will be positive for their business, but 27% think it will have no impact, and 40% say they don’t know. Just 12% are worried that the outcome will be negative for them. Continue reading →